🌱 Sprout Money

50 / 30 / 20 Budget Template

Enter your monthly take-home pay and fill in your expenses. We'll do the maths.

Monthly take-home income (after tax)

€

Use your net pay — what actually lands in your account each month.

Needs 50% Wants 30% Future 20%

Needs — €0

Wants — €0

Future — €0

Needs — 50% Things you must pay

Needs total

Rent, bills, groceries, transport, insurance

€0

Target: €0

Remaining in budget €0

Wants — 30% Things you enjoy

Wants total

Eating out, subscriptions, hobbies, shopping

€0

Target: €0

Remaining in budget €0

Future you — 20% Savings, investments, debt repayment

Future total

Emergency fund, savings, investing, extra debt payments

€0

Target: €0

Remaining in budget €0

€0 Income

€0 Allocated

€0 Unallocated